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Dave Says: You Can Break a Bad Debt Cycle
Dave Ramsey is a money management expert, national radio personality and the author of the New York Times best-sellers The Total Money Makeover, Financial Peace Revisited and More Than Enough. His...
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Dave Says: Settle Your Debts Yourself
Dave Ramsey is a money-management expert, national radio personality and best-selling author. Dear Dave, I’ve got about $10,000 in debt, and recently I signed with a debt settlement company. They’ve...
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Debt Consolidation Do’s and Don’t’s
Taking out a low-interest loan to pay off bills may seem like an attractive way to deal with financial obligations, but there are some important things to consider before consolidating your debts. If...
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Credit Union vs. Bank
Everyone at some time or another must deal with a financial institution to manage his or her money. Both banks and credit unions are important parts of the financial services industry; however, they...
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Tips for Paying Off Debt
It’s easy for consumers to obtain credit cards these days and even easier to rack up large bills. The problem starts when it comes to paying off the debt, and many people then find themselves...
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Pay Off Debt or Invest?
In a “got to have it now” society, debt has become a problem for millions of people around the world. While most would seize the opportunity to get out of debt if given the opportunity, many are...
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Personal Finance Terms 101: Debt-to-Income Ratio
Learn about debt-to-income ratio in this personal finance terms video tutorial.
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Should I Pay Off Debt With My Retirement Fund?
As retirement age creeps a little closer, it is only natural that you should think in terms of reducing the amount of debt that you are still carrying when you retire from the workplace. Given the...
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Small Business: When Are Credit Cards A Good Idea?
When running a business, it is often necessary to have a credit card. With the ability to charge items on credit, an entrepreneur will have a few major benefits. Here are six occasions in which a...
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Get Out of Debt Checklist
Whether it is due to poor spending habits or through no fault of their own, many Americans owe large amounts of debt to several creditors. People tired of seeing their high balances each month should...
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3 Credit Loopholes That Are Destroying Your Rating
Managing your credit rating can be a surprisingly difficult proposition. That’s partly due to the nature of how a credit rating is calculated. The credit reporting agencies—who pass judgment on who is...
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(Debt) Free at Last!
Unlike most college grads who enter the workforce already saddled with tens of thousands of dollars in debt, Ja’Net Adams walked away from school with $10,000 in savings. Unfortunately, her high school...
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Ask an Expert: Bad Credit vs. No Credit
Dear Kirk: I recently graduated college—completely debt free! But now that I’m completely on my own financially, I’m realizing that I have absolutely no credit. Is having no credit really the same as...
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Family Loans: A Debt Like Any Other
The most common type of loan is a bank loan, but there is a second type, one that is often swept under the rug—and that’s the family loan. Applying for a bank loan involves the stress of never-ending...
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The Surprising Thing That Could Hurt Your Credit Score
Thinkstock.com The credit scoring process is a far cry from “intuitive,” and we’ve certainly never heard it described as “transparent.” So it should come as no shock that even the most well-intentioned...
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Five Easy Ways to Improve Your Credit Score
Lynnette Khalfani-Cox, aka The Money Coach, sits down with The Street to share five simple ways to improve your credit rating, and by extension, your entire financial life. You might also like… The...
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Five Retailer Credit Cards to Avoid (and Why)
According to a recent report from creditcards.com, tempting credit card offers from popular retailers are decidedly less than a deal these days. Here, MarketWatch shares the five worst credit cards on...
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That 401(k) Loan Is a Terrible Idea—Here’s Why
Saving for retirement is one of the best things you can do for your financial future. Check that, it IS the best thing you can do for your financial future. If you aren’t saving for retirement, or you...
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Paying Off Debt Pre-Retirement: A Three-Step Plan
It’s common knowledge that debt simply isn’t good for your financial life, but there is no time more dangerous to have debt than in pre-retirement. The 15-20 years prior to retirement is go-time for...
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How to Protect Sensitive Information from Would-Be Hackers
Remember the Target hacking crisis? Of course you do. And you may also remember hearing that Experian was the recommended credit monitoring service following the crisis—and then they, too, were hacked...
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